LoanCenter
Get up to $25,000
Your vehicle could unlock up to $25,000 with a title loan from LoanCenter*.
Make your car work for you
Money Mart connects you with LoanCenter - making it quick and convenient to apply for the cash you need.
Borrow up to $25,000
based on your vehicle's value to get the cash you need.
All types of vehicles accepted
including cars, motorcycles and RVs**
Easy online application
to get started.
Can help improve your credit bureau score***
by making on-time payments.
Note: by applying, you will be redirected to the LoanCenter site to complete your application. The LoanCenter application is available in English only at this time. Use your browser's translation function to translate to Spanish or visit us in a branch for support.
Keep driving your car
LoanCenter uses your car as a form of collateral to secure a loan based on your car’s value. Even though your car is used as collateral, this doesn’t mean you have to hand over the keys. You keep driving your car while you pay off your loan.
Auto title loan frequently asked questions
This information is provided for general guidance. Money Mart is not the lender. Loans are provided, reviewed, and serviced by LoanCenter, which determines all approvals, rates, terms, and conditions. Approval and specific loan terms are not guaranteed. For complete loan details and required disclosures, please contact LoanCenter directly.
A car title loan is a personal loan that is secured by the borrower’s vehicle. The loan amount is based upon the vehicle’s value and the borrower’s ability to repay, making your credit score a less important factor. The borrower gets to keep driving the car while the loan is outstanding.
No, but the lender, LoanCenter, does need to know that you have the ability to make payments. This means you need some sort of income that you can prove. LoanCenter does allow co-signers on the loan if necessary.
The amount you are approved for will depend on several factors, including:
- Your Car’s Value
- State Laws
- Your Income
- Type of Vehicle
No. Many people who have a few payments left on their car loan still qualify. LoanCenter offers a range of loan options with flexible payment terms. LoanCenter can often pay off your existing car title loan to lower your monthly payment and save you money.
In general, the car needs to be worth more than the amount of money you borrow. It takes only a few minutes to find out how much you can borrow, and there is no charge and no obligation to find out.
LoanCenter reports to the major credit reporting agencies. A good payment history with LoanCenter may help raise your credit score and make it easier for you to borrow money in the future.
Yes. LoanCenter can offer a loan if more than one name is on the vehicle’s title.
Yes. LoanCenter may offer a loan if you have lost or misplaced the vehicle’s title.
Our partner, LoanCenter, is fully licensed or registered and in good standing in every state in which they lend.
You get to keep possession of your vehicle and continue driving it during the term of your loan as long as you make timely payments. If you fail to make payments as agreed, LoanCenter may repossess your vehicle.
Yes. LoanCenter helps pre-qualify borrowers for financing across all credit situations.
The interest rates vary depending on the state of residency of the borrower, creditworthiness, collateral, and the terms agreed to. The annual interest rates vary between 34.99% and 157.99%. The interest on the loan may vary depending upon the timing of the payments made.