Question 1

What types of loans does Money Mart offer in the U.S.?

Accepted Answer

Money Mart offers personal loans like installment loans and cash advances in select states. Loan options vary by state, so check availability at a nearby branch.

Question 2

What documents do I need to get a personal loan?

Accepted Answer

To apply, you’ll need to provide one of the following documents, dated within 30 days of your application:

Pay stub
Bank statement showing direct deposit of your payroll check or Social Security
Social Security Award letter (issued annually; must show that the income is valid at the time of loan origination)

Question 3

Can I apply for a loan in person at a Money Mart branch?

Accepted Answer

Yes. You can apply in person at any U.S. Money Mart location with a government-issued ID and proof of income.

Required documents

A driver's license or state-issued photo ID
Proof of income
A recent utility bill, like an electric or phone bill as proof of address

Proof of income

Borrowers must provide one of the following, dated within 45 days of application:

Full monthly bank statement covering at least 28 days
Full monthly online bank statement covering at least 28 days
Bank branch printout or activity statement covering at least 28 days
Direct deposit paystub with account number

Proof of account ownership

If account ownership is not evident on the documents above, you must also provide proof of account ownership. Acceptable forms include:

Full bank statement showing your name and account number
Direct deposit paystub showing your name and account number
Bank documentation confirming your account information and name

Question 4

Does Money Mart check my credit for a loan?

Accepted Answer

For cash advance and installment loans in the U.S., applying for a Money Mart loan will not impact your credit score. Approval is based on other factors, so you may still qualify even if your credit isn’t perfect.

Question 5

What’s the difference between a cash advance, cash advance plus, and installment loan?

Accepted Answer

A cash advance is a short-term loan repaid in a single payment, while a cash advance plus / installment loan spreads payments over several months, with fixed amounts.

Question 6

How much money can I borrow?

Accepted Answer

Loan amounts vary by type, state, and your income. Cash advances are smaller, while cash advance plus/installment loans can be significantly higher.

Question 7

When will I receive my loan funds?

Accepted Answer

If approved, funds can be received by cash, transferred to your debit card, or deposited into your bank account the same day.*

Question 8

Can I repay my loan early without penalty?

Accepted Answer

Yes. Money Mart allows early repayment without extra fees.

Question 9

What happens if I can’t make my loan payment on time?

Accepted Answer

Additional fees and interest may apply. Contact Money Mart immediately to discuss repayment options.

Question 10

Can self-employed applicants qualify for a loan?

Accepted Answer

Yes. Self-employed applicants can qualify with proof of income and an active bank account. Income can be deposited electronically or received in cash, but an active account is required to verify it.

Question 11

How do I know Money Mart is a licensed lender?

Accepted Answer

Money Mart is a regulated lender with over 40 years of experience, licensed to operate in all states where they do business.

Question 12

What interest rates and fees are charged?

Accepted Answer

Rates and fees vary by loan type and state.

Question 13

Does Money Mart provide loans in every U.S. state?

Accepted Answer

No. Availability varies by state. Use the branch locator to see what loans are offered in your area.

Question 14

What is an instant loan?

Accepted Answer

An instant loan is a quick-approval option where eligible customers may receive funds the same day.

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